Protecting you and your family

Injury and serious illness can affect the most health conscious individuals and even the most diligent workers can be made redundant.

It makes sense, therefore, to put steps in place to protect your standard of living, and that of your family, in the event of an unexpected event.

We at Competent Professionals can assess your existing arrangements and provide you with guidance on how to protect your wealth and family in the event of crisis/trauma, sickness, disability or death.

> Protecting against the unexpected
Of the working population, 1 in 6 men and 1 in 4 women are expected to suffer a disability from the age of 35 to 65 that causes a loss of 6 months or more work.*. We’d like to help provide you with financial stability for your dependents should you become unable to work.

Planning for the unexpected means you’re ready, whatever the years ahead may bring. We can talk you through the options available to cover against accidents, sickness and redundancy. It may never happen, but if it does, you can rest assured that your family’s lifestyle will be maintained.

At Competent Professionals we can also work with you to identify your current protection, and help plan for the future.

* Institute of Actuaries. Table 1AD 89-93. White collar males and females.

> Protecting against Loss
It comes to us all, so it makes sense to ensure your dependents are financially protected in the event of your death. We at Competent Professionals can talk you through the different types of life assurance available, and find the cover that’s right for your circumstances.

Buying a home, taking out a loan for a new car, paying for childcare; you’ll want to know that any outstanding payments will continue to be met after your death. Putting cover in place means you can be sure your family is provided for at a time when they’ll need it most. And that means peace of mind for you.

> Protecting your family's future
Life can be unpredictable. So it’s reassuring to know you can put steps in place to financially shield your family against unexpected events like bereavement and sickness. We can help you look at your situation and advise on your protection needs, from life assurance to other protection measures. We can also recommend ways in which to make provisions for your family.

With careful planning it’s possible to financially safeguard your family, no matter what the future holds. That can include reducing tax liability on inheritance for your non tax dependents, making a tax-efficient will, and providing a tax-free cash lump sum for your dependents in the unexpected event of your death.

:: More about our services

Competent Professionals provides quality Financial Planning services including Wealth accumulation and investment strategies, Personal and Business wealth protection and risk assessment, Superannuation and Self Managed Superannuation Fund, Retirement planning and Centrelink advice, Debt management, Succession and Estate planning, Tax minimisation, Advice for Expatriates, Corporate Superannuation advice, Salary packaging advice throughout Australia including Cabramatta, Casula, Chipping Norton, Denham Court, Hoxton Park, Preston, Glenfield, Green Valley, Ingleburn, Liverpool, Lurnea, Macquarie Links, Macquarie Fields, Minto, Moorebank, Mt Pritchard, Warwick Farm and other suburbs of Sydney, NSW

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Business Expense Insurance, Buy Sell Agreement, Children Education and Saving Plan, Crisis Insurance, Income protection, Insurance, Investing, Key Man Insurance, Life Insurance, Term Life, Total and Permanent Disability, Trauma Insurance, Will

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